Thursday 29 September 2011

IBPS CLERKS GENERAL AWARENESS PRACTICE MCQs


1. Which card can not be used in bank ATM?
1) Credit card
2) Debit card
3) Aadhar Card
4) Pre-paid card
5) None

2. We use PIN number in the transactions of bank ATM. PIN means ........?
1) Personal Identification numeral
2) Personal Identity number
3) Personal Identification number
4) Preferential Identification number
5) Personal Indian number

3. Banks do not issue.........?
1) Cheque book
2) Birth certificate
3) Demand Draft
4) Letter of Credit
5) Withdrawal Form

4. The debit card can be used in........?
1) in the same bank ATM
2) in the other bank ATM
3) Point of Sales Terminals ( POS)
4) All of above
5) None of Above

5. RBI can not supervise.........?
1) Micro Finance Companies
2) Non-Banking Finance Companies
3) NGO
4) Non-Scheduled banks
5) Scheduled banks

6. The Indian Banks Association is a ........
1) Constitutional body
2) Non-Constitutional body
3) Statutory body
4) Government body
5) Association of banks

7. Swabhiman is the scheme of ........?
1) Children
2) Rural area development
3) SEBI
4) Ministry of Finance and Indian Banks Association
5) World bank

8. Recently, Rs. 75 coin issued in the memory of ........celebrations of RBI?
1) Golden
2) Silver
3) Platinum
4) Diamond
5) Centenary

9. Indian Banks need not follow........?
1) Banking Regulation Act,1949
2) RBI Act 1934
3) Negotiable Instruments Act,1881
4) MGNREGA,2006
5) FEMA 1999

10. Which merger is wrong?
1) ICICI limited merger with ICICI Bank Limited -2002
2) Times bank with HDFC bank-1999
3) State bank of Hyderabad with State bank of India-2010
4) State bank of Indore with State bank of India-2010
5) New bank of India with Punjab National Bank-1993

11. The promoter of Clearing Corporation of India (CCIL)........?
1) IDBI
2) State bank of India and ICICI
3) LIC
4) HDFC and Bank of Baroda
5) All of above

12. Expand SFFSS?
1) Special Fund Facility Security Scheme
2) Special Fund Facsimile Security Settlement
3) Special Fund Facility Scrutiny Settlement
4) Special Front Facility Security Settlement
5) Special Fund Facility Security Settlement

13. Escheat mean........?
1) The person arrested on the charges of cheating and corruption
2) Estate taken by more than 2 persons to share in the future.
3) The british law which says the person cheated must make the correct of the transaction done
4) Bank agreement with another bank to get the funds for 14 to 90 days .
5) Property is transferred to the government because a person has died without heirs.

14. In 1964, ECGC established. Expand ECGC, which is under the administrative control of government of India?
1) Export Credit and Guarantee Company
2) Export Control and Guarantee Corporation
3) Export Credit and Guarantor Corporation
4) Export Credit and Guarantee Corporation
5) None of Above

15. Lead bank scheme of RBI was set up on the recommendation of ........?
1) Soma Sundaram Committee
2) Gadgil study group
3) Lodha group
4) Seturaman Committee
5) C.Rangarajan committee

16. Select the wrong option in the following statements relating to Co-operative Banks?
1) Co-operative bank is registered under the Co-operative societies law in which state it is founded
2) Banking Regulation Act 1949 partially applicable so that RBI has partial control
3) Few Co-operative banks usually follow federal structure
4) Co-operative banks can open foreign branches with out the permission of RBI
5) State Co-operative banks can seek re finance facility from RBI

17. Locate the wrong combination?
1) Rajmannar Committee-Cheque bounce an offense
2) Nadakarni Committee-Trading in Private Banks
3) Goparia Committee-Bank Frauds
4) Vyas Committee-Rural Credit
5) Usha Thorat Committee-Financial Inclusion

18. On 18 August 2011, Asian Development Bank granted $ 200 million to .......to boost the power distribution in the state?
1) Bihar
2) Andhra Pradesh
3) Odisha
4) West Bengal
5) Madhya Pradesh

19. Asian Development bank is in Manila. Manila is the capital of.......?
1) Philippines
2) Japan
3) Hongkong
4) Vietnam
5) Laos

20. Highest producer of milk in the world is.......?
1) Canada
2) USA
3) India
4) UK
5) France

21. Devaluation means........?
1) deliberate upward adjustment to a country's official exchange rate relative to other currencies
2) deliberate downward adjustment of prices to market prices
3) downward the exports value to import value of the goods exchanged for the goods
4) deliberate downward adjustment to a country's official exchange rate relative to other currencies
5) None of Above

22. Payroll tax means.......?
1) Tax collected on employers' wage bills
2) Tax paid to government by class-IV employees
3) Tax paid and received on the rotation basis
4) No Tax collected from employees
5) All of above

23. .......is a surface to surface missile manufactured by India?
1) Hatf
2) Bulava
3) KN-06
4) Prahar
5) Trinity

24. Lok pal bill deals with........?
1) Reservation of women in Local Bodies
2) Corruption
3) Beedi workers
4) Domestic workers
5) Non-Resident Indians

25. Union Cabinet approved to grant Rs.1200 crore scholarship plan to........?
1) Jammu and Kashmir
2) Uttar Pradesh
3) Madhya Pradesh
4) Assom
5) Odisha

26. New Chief minister of Uttarakhand is.......?
1) Nitish Kumar
2) Mayawathi
3) Ramesh Pokhriyal
4) B.C. Khanduri
5) None

27. South Sudan is in ......?
1) Asia
2) Europe
3) North America
4) Africa
5) Australia

28 G-SAT -12 is a .......?
1) Rocket
2) Satellite
3) Space Shuttle
4) Missile
5) Aircraft

29. From 10 November 2011, the SAARC summit to be held in Male (capital of Maldives). Select one nation not a member of this International summit?
1) Myanmar
2) Bangladesh
3) India
4) Sri Lanka
5)Pakistan

30. Housing scheme is........?
1) MGNREGS
2) JSSY
3) RAY
4) ANNAPURNA
5) LAF

31. National Drinking Water Mission named after.......?
1) Indira Gandhi
2) Mahatma Gandhi
3) Jawahar Lal Nehru
4) Rajiv Gandhi
5) Vajpayee

32. Pick up a filed in which Ramon Magsaysay award is not given?
1) Sports
2) Emergent Leadership
3) Government Service
4) Peace and International Understanding
5) journalism

33. 12th Five year plan period is.......?
1) 2012-2017
2) 2010-2015
3) 2009-2014
4) 2012-2018
5) 2011-2016

34. Five year plans finally approved by.......?
1) National Development Council
2) Planning Commission
3) National knowledge Commission
4) Ministry of Finance
5) Finance Secretary

35. Father of Indian Green Revolution is.......?
1) M.S.Swaminathan
2) Harish Handey
3) J.M.Keynes
4) Amartya Sen
5) Indira Gandhi

36. As part of Look East policy, Prathibha Patil, the president of India recently visited.......?
1) South korea
2) North Korea
3) Vietnam
4) Malaysia
5) Hongkong

37. India's national aquatic animal is.......?
1) Fish
2) Prawn
3) Whale
4) Dolphin
5) Shrimp

38. National Children day is........?
1) 14 January
2) 14 December
3) 14 October
4) 14 November
5) 14 August

39. 80th anniversary completed by.......?
1) Central Bank of India
2) Planning Commission
3) Rastrapathi Bhavan
4) Income Tax Department
5) Reserve Bank of India

40. Indian stock markets run under the control of..............?
1) RBI
2) TRAI
3) SBI
4) SEBI
5) NABARD

41. Standard & Poor is a .......?
1) Bank
2) Non-banking finance company
3) Stock market index
4) Credit Rating Agency
5) RBI advisory body

42. MARPOL is the International Convention .......?
1) to prevent the amalgamation of money laundering agencies
2) to control pollution from motor vehicles
3) to prevent the pollution from Ships
4) to stop the usage of pesticides
5) to encourage the people not to buy plastic

43. Fazilka and Pathankot are the new two districts of.......?
1) Punjab
2) Andhra Pradesh
3) Rajasthan
4) Odisha
5) Jammu & Kashmir

44. Union Government declared price stabilization fund for.......?
1) Tobacco, Coffee, Tea and Rubber
2) Coffee, Tea, Rice and Sugar
3) Wheat, Computers, Chemicals and Tea
4) Coffee, Rice, Wheat and Crude
5) Petrol, Gas and Rice

45. ........not written by Sarojini Naidu?
1) The Golden Threshold
2) The Feather of the Dawn
3) Muhammad Jinnah
4) Swamy and his friends
5) The Bird of Time: Songs of Life, Death & the spring

46. .......is a player/ umpire/ coach not belong to Cricket?
1) Duncan Fletcher
2) Clyde Duncan
3) Gautam Gambhir
4) Lionel Andres Messi
5) Mansur Ali Khan Pataudi

47. Olympic games 2012 will be held in.......?
1) Mexico
2) Argentina
3) Brazil
4) India
5) England

ANSWERS:

1)3 2)3 3)2 4)4 5)3 6)5 7)4 8)3 9)4 10)3 11)5 12)5 13)5 14)4 15)2
16)4 17)2 18)5 19)1 20)3 21)4 22)1 23)4 24)2 25)1 26)4 27)4 28)2 29)1
30)3 31)4 32)1 33)1 34)1 35)1 36)1 37)4 38)4 39)3 40)4 41)4 42)3 43)1
44)1 45)4 46)4 47)5

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